Payout to Chile (Bank Transfer)

To send a payout to Chile, set the payout_method to BANK_TRANSFER. The required_CL object must include the recipient's bank_code, account_type, account_number, identifier, identifier_type, and full_name.

  POST https://api-sandbox.epag.io/payoutTransaction

Body

identifier_type

string, required

This field specifies the type of identification document.

Allowed values:

• RUT: Tax ID Number in Chile.

identifier

string, required

This field contains the identification document number.

• For RUT in Chile: If the check digit is the letter K, send it in upper case.

bank_code

string, required

This field contains the bank code of the recipient's institution in Chile.

Bank codes are specific to each country, so retrieve the valid values from the Financial Institutions endpoint with country=CL and send only a code returned by that call. Never reuse a code from another country's catalog. The Banks table below lists them for reference.

account_type

string, required

This field defines the bank account type.

Allowed values:

• CC: Current Account in Chile.
• CA: Savings Account in Chile.
• CV: "Cuenta Vista" or RUT account in Chile.

account_number

string, required

This field contains the bank account number.

• For account_type = CV:
  • For Banco Estado, send the RUT number without the check digit.
  • For banks other than Banco Estado, send the bank account number (different from the RUT).

Example Request

{
    "payoutTransactions": [
        {
            "original_amount": 200.00,
            "original_currency": "CLP",
            "payment_currency": "CLP",
            "payment_country": "CL",
            "payout_method": "BANK_TRANSFER",
            "contract_id": "MY_PAYOUT_CONTRACT_ID",
            "reference_id": "MY_REFERENCE_ID",
            "notification_url": "https://my.notification.url/callback",
            "required_CL": {
                "bank_code": "001",
                "account_type": "CA",
                "account_number": "123456",
                "identifier": "41786329",
                "identifier_type": "RUT",
                "full_name": "Alice Sonnentag"
            }
        }
    ]
}

Example Response

{
    "payoutTransactionResponses": [
        {
            "tx_id": "PAYOUT_REFERENCE_ID",
            "reference_id": "MY_REFERENCE_ID",
            "amount": 200,
            "original_amount": 200,
            "original_asset": "CLP",
            "customer_fees": 0,
            "customer_amount": 200,
            "merchant_fees": 0,
            "merchant_amount": 200,
            "asset": "CLP",
            "banking_data": "001:CA:123456",
            "status": "CREATED"
        }
    ],
    "refresh_token": "MY_ACCESS_TOKEN"
}

Banks

The table below is a reference snapshot. For the list that is currently valid, query the Financial Institutions endpoint with country=CL.

Code	Name
001	BANCO DE CHILE
008	BANCO O'HIGGINS
009	BANCO INTERNACIONAL
010	BANCO OSORNO Y LA UNION
011	DRESDNER BANK LATEINAMERICA
012	BANCO DEL ESTADO DE CHILE
014	SCOTIABANK
016	BANCO DE CREDITO E INVERSIONES
017	BANCO DO BRASIL
018	BANCO CENTRAL DE CHILE
027	CORPBANCA
028	BANCO BICE
029	BANCO DE A. EDWARDS
031	HSBC
032	BANK OF AMERICA
033	CITIBANK
034	BANCO REAL
036	BANCO DO ESTADO DE SAO PAULO
037	SANTANDER
038	BANCO EXTERIOR
039	ITAU
040	BANCO SUDAMERIS
041	JP MORGAN CHASE BANK
042	AMERICAN EXPRESS BANK
043	BANCO DE LA NACION ARGENTINA
045	MUFG
046	THE ROYAL BANK OF SCOTLAND
049	BANCO SECURITY
051	FALABELLA
052	DEUTSCHE BANK
053	RIPLEY
054	RABOBANK
055	MONEX
056	PENTA
057	PARIS
059	BTG PACTUAL
301	CREDICHILE
302	BANEFE
329	FINANDES
504	BBVA
507	BANCO DEL DESARROLLO
672	COOPEUCH
716	CORPORACION FINANCIERA ATLAS
731	BANCO CONOSUR
733	FINANCIERA CONDELL
734	FINANCIERA CONOSUR