Payouts
The Payouts feature allows a Merchant to initiate a payment to a Customer.
This service is currently available for selected Beta Testers, currently offering PIX in Brazil, SPEI in Mexico and BANK_TRANSFER in Peru, Colombia and Chile.
POST https://api-sandbox.epag.io/payoutTransaction
Payout Lead Times by Country
| Country | Payout speed | Notes |
|---|---|---|
| Brazil | Real-time | — |
| Mexico | Real-time | — |
| Chile | Real-time | — |
| Peru | Same day / next business day | Depends on bank, amount, and cut-off time |
| Colombia | Same day up to 72 business hours | Depends on the beneficiary's bank (ACH cycles) |
General Structure
All payouts must be sent using the payoutTransactions array, where each object represents an individual transaction.
Common Parameters
| Field | Type | Required | Description |
|---|---|---|---|
original_amount | Decimal | Yes | Amount to be paid in the original currency. |
original_currency | String | Yes | Original currency code (e.g., BRL, MXN, PEN, CLP, COP). |
payment_currency | String | Yes | Currency used for the actual payment. Must match the original currency. |
payment_country | String | Yes | Country of the recipient. Supported values: BR, MX, PE, CL, CO. |
payout_method | String | Yes | Payment method. Supported: PIX (Brazil), SPEI (Mexico), BANK_TRANSFER (Peru, Chile, Colombia). |
contract_id | UUID | Yes | Identifier of the contract to be used for the payout. |
reference_id | String | Yes | Unique reference identifier for this transaction. |
notification_url | String | Yes | URL to receive asynchronous status updates. |